Homebuying Checklist

Calculate your total budget, including down payment, closing costs, and monthly mortgage payments. Get pre-approved for a mortgage to understand how much you can afford.

Make a list of must-haves and nice-to-haves in a home. Consider factors like location, size, number of bedrooms, and amenities.

Explore different neighborhoods to find one that fits your lifestyle and preferences. Consider factors such as safety, schools, proximity to work, and local amenities.

Find a reputable real estate agent to help navigate the homebuying process. Choose someone with local market knowledge and a good track record.

Attend open houses and schedule viewings with your agent. Keep track of the homes you visit, noting pros and cons.

Schedule a professional home inspection to identify any potential issues. Use the inspection report to negotiate repairs or adjustments to the purchase price.

Work with your agent to make a competitive yet reasonable offer. Be prepared for negotiations with the seller.

Finalize your mortgage application and provide all necessary documentation. Understand the terms of your loan, including interest rates and monthly payments.

Conduct a title search to ensure the property has a clear title. Attend the closing meeting to sign the necessary documents and transfer ownership.

Plan your move and hire movers if needed. Set up utilities, change your address, and notify relevant parties of your move.

Obtain homeowners insurance to protect your investment. Understand coverage and shop around for the best rate

Change the locks on your new home for security. Familiarize yourself with the home's systems (heating, cooling, plumbing, etc.). Register for local services and amenities.